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(NJ 88895977) CFPB's New Rule(NJ 88895977) CFPB's New Rule

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Cost: $25.00 (USD)
Credits: 1
Enrollment Valid For: 90 days


This course will cover the Consumer Financial Protection Bureau's new rule on the Integrated Disclosure Rule.

It discusses:

  • The History of the Rule
  • The Scope of the Rule
  • New Terminology
  • Pre-application activity
  • Loan Application & Estimate
  • Consummation
  • Effective Date


Kevin Pagoda, Esq.

The Presenter is

Kevin Pagoda, Esq.

Born in Santa Monica, California, Kevin Pogoda grew up in Southern California. A graduate from the University of California at Berkeley with degrees in Rhetoric (honors) and Legal Studies (high honors), Kevin completed his law school education at the University of California School of Law in 1994. After law school, Kevin worked in several firms located in New Jersey, Virginia and the District of Columbia. While in private practice, Kevin’s experience included SEC compliance, Indian gaming law, commercial litigation, labor and employment law, and not-for-profit litigation.

Kevin has taken and passed the bar exams for California, New Jersey, Virginia and Maryland. In 1998, Kevin began his career as a settlement attorney at a prominent settlement company located in Annandale, Virginia.

While in that position, Kevin performed approximately 3,000 settlements and focused on 1031 Exchanges and resolving title issues. Since May 2006, Kevin has joined Old Republic National Title Insurance Company as Assistant Vice President and Virginia State Manager and as such oversees the Company’s entire operations for Virginia.

Kevin has been married to Jennifer since 1999 and has three children: Lydia, Joseph and Abigail.


  1. CFPB New Rule (Online Lesson)


  1. NJ CFPB's New Rule
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