Courses in this catalog are all approved by the Commonwealth of Pennsylvania. They range from 1 to 4 credits. They include a series of courses on the ALTA Best Practices as well as MERS, Post Closing Issues, E-Recording and RESPA. Take the course and the proctored exam at your leisure.
PA 121086 - PA_Emerging Settlement Best Practices
1 Credit - The Consumer Finance Protection Board (“CFPB”) has been and will continue to promulgate increasingly tight compliance rules for lenders as well as the settlement industry. This course will focus on these “best practices,” which ALTA developed and published, in part, to establish a “benchmark” for the mortgage and real estate settlement industry.
PA 122028 - THE CLOSING IS OVER BUT DON'T FORGET THE POST CLOSING
Our focus will be on the post closing process and the technology that goes with it, practical applications you can apply in your office and ways to use vendors to support the post closing.
PA 122031 - MERS, The Core Concepts
MERS operates an electronic registry, the MERS® System, for tracking servicing rights and beneficial ownership interests in residential mortgage loans, and MERS® Commercial for the commercial mortgage‐backed securities (CMBS) and multifamily marketplace
E-Recording is a hot topic in the industry right now; especially as the market has slowed and title agents are trying to do more with less and gain competitive advantage. The presentation will address doing business with digital documents and explain the e-recording process from the title industry perspective. During the presentation, we will review and outline eDocument legislation that permits e-recording both on a federal and state level.
PA 122114 - PA ALTA Best Practice
1 credit. Stephanie Fullerton of Streamline Consulting explains an overview of ALTA Best Practices
PA 123471 - PA ALTA Best Practices Pillars 1 and 6
Pillar 1 is about licensing. The course covers the 10 questions asked in the ALTA Pillar 1 Workbook so that the learner understands what is expected to by compliant. The course covers the Action Items report, Assessment Readiness, and Certification Pillar 6 is about Professional Liability Insurance. The course covers the 12 questions asked in the ALTA Pillar 6 Workbook so that the learner understands what is expected to by compliant.
PA 123473 - PA ALTA Best Practices Pillar 2
Pillar 2 is about Escrow Trust Accounting. Appropriate and effective escrow controls and staff training help title and settlement companies meet client and legal requirements for the safeguarding of client funds. These procedures help ensure accuracy and minimize the exposure to loss of client funds. Settlement companies may engage outside contractors to conduct segregation of trust accounting duties.
PA 123475 - PA ALTA Best Practices Pillar 4
Pillar 4 is about adopting standard real estate settlement procedures and policies that help ensure compliance with Federal and State Consumer Financial Laws as applicable to the Settlement process. The course covers the 34 questions asked in the ALTA Pillar 4 Workbook so that the learner understands what is expected to by compliant.
PA 123477 - PA ALTA Best Practices Pillar 5
Pillar 5 is about adopting and maintaining written procedures related to title policy production, delivery, reporting and premium remittance. The course covers the 17 questions asked in the ALTA Pillar 5 Workbook so that the learner understands what is expected to by compliant.
PA 123478 - PA ALTA Best Practices Pillar 7
Pillar 7 is about adopting and maintaining written procedures for resolving consumer complaints. The course covers the 38 questions asked in the ALTA Pillar 7 Workbook so that the learner understands what is expected to by compliant.
PA 124997 - PA Real Estate Settlement and Procedures Act
4 CreditsThis course is a comprehensive discussion of the Real Estate Settlement and Procedures Act and the new regulations promulgated by the Consumer Financial Protection Bureau.
PA 125754 - PA Fraud in Title Insurance
This course is a comprehensive discussion of Fraud in the Title Industry. It covers fraud for property and fraud for profit schemes that have been around for a long time. The majority of the presentation centers on Cyber Fraud. The Business Email Compromise has become a major threat to businesses in general and are of significant concern to title agencies.
PA 125777 - PA Cyber Crime in the Title Industry
3 Credits - Businesses in general are under attach by cyber criminals. Title agencies are particularly vulnerable because of the amount of money that passes through their escrow accounts. Learn how to protect your business in this course
PA 126739 - ALTA/NSPS Land Title Survey Standards
2 credits. Members of the American Land Title Association® (ALTA®) have specific needs, unique to title insurance matters, when asked to insure title to land without exception as to the many matters which might be discoverable from survey and inspection, and which are not evidenced by the public records. This course discusses the standards associated with those surveys.